Development funding for new build and heavy renovation projects

We make lending decisions based on the project, not an algorithm.

Key Features

Rates from 0.75% pm
Loans from £250,000 to £5,000,000
Terms from 12 to 24 months
Up to 80% loan to costs and 75% LTGDV
Any credit profile considered

We make lending decisions based on the project, not an algorithm.

Download Product Guide Request Call Back

Key Features

Rates from 0.75% pm
Loans from £250,000 to £5,000,000
Terms from 12 to 24 months
Up to 80% loan to costs and 75% LTGDV
Any credit profile considered
Quick Quote

Our development loans explained

Our development loans are designed to offer flexible finance solutions for developers who have a proven track record. We take a deal focused approach to our lending decisions and can understand projects better than typical lenders - meaning we can lend when others can't. We also consider any credit profile.

We are proud to build long-term relationships with our borrowers and look to fund them throughout their development careers, be that one project or a hundred. We fully understand the importance of finding a lender who can support you throughout your journey and we are here to be by your side.

Interest from

0.75% pm

We offer flexible finance at competitive rates

Loan to Value

< 75% LTGDV

Higher LTGDVs possible with additional security

We are a different type of lender

Saxon Trust is not your typical development lender. Our business is privately owned and built by property professionals who fully understand the development and lending process. Our team also understands that things can sometimes go wrong and so we look to offer flexible finance solutions to people who have a history of success in similar projects. We don’t have a fixed borrower profile and will consider any credit history on its merits.

As we can take a deal-by-deal decision making approach, we can often lend on projects where others can’t as we put our knowledge and experience to work and can add value to our developer partners by bringing a project to life.

Our development finance criteria

Property located in UK (excluding Northern Ireland currently)
Typical LTGDV up to 75% (higher with additional security)
Typical LTC up to 80% (higher with our stretch product)
Previous experience of a similar project required
Residential and mixed commercial sites
First charge security
UK residents, UK companies, trusts and certain non-residents considered
All credit profiles considered

Arrange a call back

Our team will help you get your project funded.

+44 (0) 203 3710 511 (Monday - Friday, 9am - 6pm)

[email protected]

Single point of contact

From project start to finish, you'll have one contact – even if you transition to another loan type.

Want to learn more about our lending products?

Case Studies

Stunning Cornish Apartments - Final Drone Footage

We are delighted to see the completion of a great project in Cornwall for which we have provided stretch funding to an established client.

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Stunning aerial footage of our Cornish development

Enjoy this aerial footage of one of our Cornish developments where we have provided property development finance. A stunning setting for these six apartments each having views over the estuary and out to sea.

Read more

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