Mezzanine funding for new build and heavy renovation projects from £100,000 to £2.5 million

We support our borrowers with mezzanine finance to increase their funding capacity

Key Features

Mezzanine funding facilities from £100,000 to £2,500,000
Up to 90% loan to costs
Up to 70% LTGDV (higher with additional security)
Selection of lenders who are satisfactory as senior lenders to us giving you choice

We support our borrowers with mezzanine finance to increase their funding capacity

Download Product Guide Request Call Back

Key Features

Mezzanine funding facilities from £100,000 to £2,500,000
Up to 90% loan to costs
Up to 70% LTGDV (higher with additional security)
Selection of lenders who are satisfactory as senior lenders to us giving you choice
Quick Quote

What is mezzanine finance?

Mezzanine finance is where a loan is provided to a developer to sit alongside a senior loan and in the second charge position. Typically, the senior lender will fund around 60% of the costs and then the mezzanine provider can top that up to 90%, meaning the developer only has to commit 10% of the costs in equity (rather than the 40% if there was just the senior loan in this example). Our mezzanine loans are available alongside a panel of approved senior lenders and we will always consider new lenders on a case-by-case basis.

Interest from

1.0% pm

We offer flexible finance at competitive rates

Loan to Value

< 70% LTGDV

Higher LTGDVs possible with additional security

Why use mezzanine funding?

Mezzanine finance allows a developer to spread their finances whilst at the same time doubling the potential return on capital and increase property development capacity. With mezzanine funding, developers can move onto their next development while still completing current projects as they must commit less equity into a single project. This can provide developers with a critical advantage at a time when competition for good sites is extremely high. In addition to increasing development capacity by carrying out two to three developments in the same period (with staggered commencement dates) the developer can spread their risk over more than one project at any given time.

Our mezzanine finance criteria

Property located in UK (excluding Northern Ireland currently)
Typical LTGDV up to 70% (higher with additional security)
Typical LTC up to 90% (higher with our stretch product)
Previous experience of a similar project required
We will only lend behind certain approved lenders or those that we are comfortable with
UK residents, UK companies, trusts and certain non-residents considered
All credit profiles considered

Arrange a call back

Our team will help you get your project funded.

+44 (0) 203 3710 511 (Monday - Friday, 9am - 6pm)

[email protected]

Single point of contact

From project start to finish, you'll have one contact – even if you transition to another loan type.

Want to learn more about our lending products?

Case Studies

Stunning Cornish Apartments - Final Drone Footage

We are delighted to see the completion of a great project in Cornwall for which we have provided stretch funding to an established client.

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Stunning aerial footage of our Cornish development

Enjoy this aerial footage of one of our Cornish developments where we have provided property development finance. A stunning setting for these six apartments each having views over the estuary and out to sea.

Read more

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