Our process

Our process is easy and efficient to ensure we can work hand in hand with our borrowers to deliver fast and efficient loans for their projects.

We use a standardised approach but tailor each loan to the application and aim to be as flexible as we can in our underwriting process.

Saxon Trust Process Funnel

Step 1 - Enquiry

Make an enquiry using our quick quote form on our website or by emailing us at [email protected] If you want to speak to a member of the team, give us a call on 020 3368 6340 between the hours of 9am - 5pm Monday to Friday (except bank holidays).

Our team will aim to come back to you within 2 business days (normally within 24 hours) with any further information we require or to provide you with an offer in principal and to discuss your enquiry and the next steps to moving to a decision in principle.

Step 2 - Application

Once you're ready to proceed with a full application, we will work with you to complete an application form and to collect the information we require to set you up as a new customer. This should be a fairly easy process and we just to collect things like ID documents and details of your past experience.

Our application form is easy to complete and gives us all the information we need to work on your loan quickly and efficiently so we can get you to draw-down as soon as possible.

Step 3 - Assessment

Depending on the type of loan you're applying for, this process can take a few days before we're in a position to start the loan completion process. For development loans, there's a little more work to do so this step will take longer but we will be as efficient as possible.

We appreciate that some deals need funding quickly and we're here to work with our borrowers to get the funding they need in the time scales involved. This process is much quicker for borrowers that are already set up as clients so consider going through that process before a deal arises if speed is important to you.

Step 4 - Legals

Before our lawyers can start work, we will either need to hold the legal fees on account or your solicitor will need to provide an undertaking to our solicitor for the fees.

You will be required to pay our legal fees for making the loan which will be in addition to any fees you need to pay to a solicitor acting on your behalf. Our fees are generally fixed if our standard documents and process is used and the matter isn't complex. If it is, we'll discuss the fees before proceeding.

Step 5 - Loan

Once our legal ​team have completed their checks and are satisfied, we can move to completion. At this stage, we'll make one final check of all the information and ensure all of our requirements have been met.

Drawdown can then take place and your funds will be paid to your solicitors on your behalf.

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